100 years in service, with the spirit of the Cooperation, the Bank is growing day by day from its formation, gain trust of the Depositors by providing Safety and Security to their funds deposited in the Bank and lending to lower and middle class people to provide financial assistance for their development.

The Nellore Co-operative Urban Bank Ltd., strictly follow all 7 core principles adopted by the International Co-operative Alliance in 1995 to serving the members.

The Bank provide services to its members and thus enable them to attain increased income and savings, investments, productivity, and purchasing power and promote among them equitable distribution of net surplus through maximum utilization of economics of scale, cost-sharing and risk-sharing without, however, conducting the affairs of the cooperative for eleemosynary or charitable purposes.

The Bank got A grade in Auditing, incurring profits continually and issuing 10% to 15% of Dividend to its members from last decade. The Bank has never incurred any loss in single instance and there are no any Bad Debits existing in the Bank. The Bank is paying interest on Deposits to the public ranging from 6.25% to 10.00% depending on the tenure of the Deposits besides allowing 0.75% extra to the Senior Citizens at all levels.

The Bank is advancing loans to the Weaker Section and other down trodden inhabitants in the District for the following Schemes against the simple mortgage of house hold property ranging from Rs.20,000/- to 20,00,000/-. The Bank is advancing for several types of activities like Dairy, Small Business, Mechanical workshops, Petty Traders like Vegetable Vendors, Kirana Shops, Pan Shops, Purchase of Auto Rickshaws, Education Loans, Repairs to existing Buildings, improvement to Old Buildings and also Loans against Gold Ornaments.

The Bank is providing Safe Deposit Lockers facility to the Public in all Branches. The Bank is safeguarding the deposits of the Public by paying premium to the DICGC, a subsidiary of the Reserve Bank of India.